Portfolio Risk & Scenario Analysis

Live data as of March 16, 2026 · 14 holdings · Total: $8,089

Portfolio Value
$8,089
14 positions + cash
Portfolio Beta
1.18
Above market
30-Day Volatility
22.4%
Elevated
Unrealized P&L
+$251
+3.24% overall
Top Risk
Tech 49%
High concentration
S&P 500
6,700
-4.3% off high

Portfolio Allocation Summary

By Asset Class
By Sector
By Geography
Unrealized P&L by Holding
Holdings Detail
SymbolNameSharesPriceEquity% of PortfolioAvg CostP&LP&L %

Risk Profile Assessment

Portfolio Beta vs S&P 500
1.18

Weighted avg beta. Portfolio amplifies market moves by ~18%

Volatility (Annualized)
Concentration Risk
Correlation Matrix (1-Year Daily Returns)
Risk Flags
High Tech Concentration: NVDA + GOOG + MSFT + AMZN = 37.2% of portfolio. A tech-specific selloff disproportionately impacts you. These four holdings are strongly correlated (avg r = 0.78).
China ADR Exposure: BIDU (3.6%) + BYDDY (4.4%) = 8.1% in Chinese ADRs. These carry dual risk: underlying business + geopolitical/regulatory delisting risk + CNY/USD currency risk. Both currently in unrealized loss territory.
Crypto Drawdown: BTC and ETH are down -41% and -52% from their highs respectively. Combined crypto is 17.1% of portfolio and in unrealized loss ($-260 combined). High vol assets in a declining cycle.
JETS Short Hedge: The -2 share JETS short (-$49) provides a small hedge against airline/travel sector weakness. Currently profitable (+$0.62). However, sizing is minimal at only 0.6% of portfolio — limited hedging effect.
Energy Overweight: XOP + OXY = 10.7% of portfolio, benefiting from elevated oil prices (WTI at $76, Brent at $82). The Strait of Hormuz closure has been a tailwind, but a resolution could reverse gains quickly.
Unrealized Losses: Six positions underwater: BTC (-$147), ETH (-$113), MSFT (-$67), BIDU (-$54), BYDDY (-$52), ITA (-$8). Total unrealized loss on losing positions: -$441.

Current Market Context

S&P 500
6,700
-4.3% from 7,002 high
NASDAQ
22,374
-6.9% from 24,020 high
WTI Crude
$76.29
+33% YTD
Bitcoin
$74,432
-41% from high
Ethereum
$2,362
-52% from high
Market Mood
Uncertain
Crypto upbeat
Active Macro Risks
Strait of Hormuz Closure / Iran Conflict: US-Israeli strikes on Iran in early March 2026 led to the closure of the Strait of Hormuz, through which ~20% of global oil flows. WTI surged +33% YTD to $76. This is the single largest macro risk: it inflates energy positions (XOP, OXY benefit) but threatens broader inflation, rate-cut expectations, and consumer spending.
Fed Rate Path Frozen: The Fed paused after 3 cuts in late 2025. The oil shock has made further cuts "virtually impossible." Swap markets don't expect a cut before October 2026. This is negative for growth stocks (NVDA, GOOG, AMZN, MSFT) and crypto, which rallied on rate-cut expectations.
AI Trade Momentum Fading: NVDA and MSFT are -14% and -28% below their 52-week highs. The AI enthusiasm that drove 2024-2025 rallies is meeting reality checks on monetization timelines. Still long-term bullish, but near-term multiple compression risk.
China Stimulus & Recovery: Beijing has deployed aggressive stimulus. Goldman raised 2026 China GDP forecast to 4.8%. BIDU benefits from AI leadership and Apollo Go autonomous driving. However, Pentagon list risk and trade war overhang persist. BYDDY revenue growth is strong but US-listed ADR discount widens on geopolitical fear.
Crypto Cycle: BTC and ETH are in a significant drawdown from late-2025 highs. The crypto market sentiment has shifted to "upbeat" today, but both assets are well off highs. The rate-pause environment limits upside catalysts near-term.

Scenario Analysis — Stress Tests

Scenario Impact: Total Portfolio Value
Scenario Impact: Per-Holding P&L
Scenario A
Mild Correction (-10%)
Analog: Q4 2018 rate scare / Aug 2024 carry trade unwind

Risk-off rotation: tech sells off -12%, energy holds flat, crypto drops -15%, airlines flat, defense holds.

HoldingCurrentScenario Price$ Impact% Change
NVDA$1,002$882-$120-12.0%
GOOG$1,100$968-$132-12.0%
MSFT$705$620-$85-12.0%
VOO$1,587$1,428-$159-10.0%
BTC$922$784-$138-15.0%
ETH$462$393-$69-15.0%
XOP$613$613$00.0%
OXY$256$256$00.0%
JETS (short)-$49-$49$00.0%
TOTAL$8,089$7,234-$855-10.6%

Biggest losers: VOO (-$159), BTC (-$138), GOOG (-$132)

Relative outperformers: XOP, OXY (energy holds), ITA (defense spending insulated)

Recovery timeline: 2-4 months historically. Q4 2018 recovered by April 2019.

Scenario B
Bear Market Entry (-20%)
Analog: 2022 rate shock / dot-com 2001 initial phase

Broad selloff with rising correlations. Tech -25%, China ADRs -35%, crypto -30%, energy -10%, airlines -20%, short JETS benefits.

HoldingCurrentScenario Price$ Impact% Change
NVDA$1,002$752-$251-25.0%
GOOG$1,100$825-$275-25.0%
MSFT$705$529-$176-25.0%
VOO$1,587$1,270-$317-20.0%
BIDU$294$191-$103-35.0%
BYDDY$358$233-$125-35.0%
BTC$922$645-$277-30.0%
ETH$462$323-$139-30.0%
JETS (short)-$49-$39+$10+20.0%
XOP$613$552-$61-10.0%
TOTAL$8,089$6,212-$1,877-23.2%

Biggest losers: VOO (-$317), BTC (-$277), GOOG (-$275)

Relative outperformers: JETS short (+$10 gain), XOP (-10% vs -20% market)

Recovery timeline: 6-12 months. 2022 bear bottomed Oct, recovered by Jan 2024 (~15 months).

Scenario C
Severe Bear / Macro Shock (-35%)
Analog: COVID March 2020 / 2008 GFC

Total capitulation. All assets fall. Tech -40%, China ADRs -50%, crypto -55%, energy -25%, airlines -35%, defense -20%. JETS short is only partial offset.

HoldingCurrentScenario Price$ Impact% Change
NVDA$1,002$601-$401-40.0%
GOOG$1,100$660-$440-40.0%
MSFT$705$423-$282-40.0%
VOO$1,587$1,032-$555-35.0%
AMZN$202$121-$81-40.0%
BIDU$294$147-$147-50.0%
BYDDY$358$179-$179-50.0%
BTC$922$415-$507-55.0%
ETH$462$208-$254-55.0%
JETS (short)-$49-$32+$17+35.0%
XOP$613$460-$153-25.0%
OXY$256$192-$64-25.0%
TOTAL$8,089$4,833-$3,256-40.3%

Biggest losers: VOO (-$555), BTC (-$507), GOOG (-$440)

Relative outperformers: JETS short (+$17), Cash ($350 preserved), ITA (defense spending resilient in GFC analogs)

Recovery timeline: 12-24 months. COVID V-recovery took 5 months; 2008 GFC took 4+ years for full recovery.

Actionable Recommendations

Asymmetric Downside Risks
Crypto (BTC + ETH): At 17.1% of portfolio, these are the highest-vol assets with the most asymmetric downside. Already down 41-52% from highs, but a further 50%+ decline is plausible in a severe scenario. A total wipeout of crypto would erase $1,384 (17% of portfolio). The risk/reward is unfavorable until the rate-cut cycle resumes.
BIDU: Carries triple-layer risk — China macro slowdown, US-China geopolitical escalation (Pentagon list), and ADR delisting risk. At $122, it's well below the JPMorgan $188 target but the downside convexity is severe in a bear case. The 71x P/E also provides little valuation cushion.
MSFT: Already -28% from its 52-week high of $555. AI capex commitments are large and monetization timelines uncertain. However, fundamental business is strong (P/E 25x is reasonable), so this is more of a "dead money" risk than catastrophic loss risk.
JETS Short Position

Current sizing: -2 shares = -$49 (0.6% of portfolio). This is effectively negligible as a hedge.

Recommendation: Size up to 5-8 shares (-$123 to -$197). Airlines face headwinds from elevated fuel costs (jet fuel tracks crude oil closely, and Brent is at $82). If the Hormuz situation persists, airline margins get squeezed further. JETS is also trading at 13x earnings vs. the S&P at 27x, reflecting the market's skepticism.

Risk of sizing up: If oil prices normalize rapidly (Hormuz reopens, Iran deal), airlines rally hard. JETS hit $31 at its 52-week high. A move back there would cost ~$13/share on the short.

Verdict: Modestly increase to 4-5 shares. The short serves as a partial hedge to your energy long (XOP + OXY). The two positions create a "fuel price spread" trade: energy longs profit from high oil, JETS short profits from airline margin squeeze. Keep it balanced.

Hedging Options
Put Options (Largest Positions)
  • NVDA Puts

    Buy 1 contract of NVDA $165 put, 60-90 DTE. Protects ~$100 of downside below $165 (10% OTM). Cost: ~$6-8/contract. Covers your largest gainer against a tech reversal.

  • VOO Puts / SPY Puts

    Buy 1 SPY $560 put, 90 DTE, to hedge the $1,587 VOO position. Approx cost: $8-12/contract. This is your broadest single-position hedge since VOO is 19.6% of portfolio.

  • QQQ Puts for Tech Basket

    Instead of individual puts on GOOG/MSFT/AMZN, 1 QQQ $440 put covers tech exposure broadly. More capital-efficient than individual stock puts.

Inverse ETFs (No Options Account Needed)
  • SH (ProShares Short S&P 500)

    Buy $200-300 of SH for a broad market hedge. Inverse 1x, no leverage decay. Suitable for holding 1-3 months during uncertain periods.

  • SQQQ (ProShares UltraShort QQQ)

    For aggressive tech hedge, $50-100 in SQQQ. Leveraged 3x inverse — use only for short-term tactical hedges (days to weeks). Not for buy-and-hold.

  • BITO Puts (Bitcoin hedge)

    If options available, buy BITO puts as a proxy for BTC downside protection. More liquid than direct crypto options.

Rebalancing Suggestions
ActionCurrent WeightTarget WeightRationale
Trim NVDA12.4%8-9%Lock in +38% gain. Reduce single-stock concentration. Sell ~1.0 shares (~$183).
Trim BTC11.4%7-8%Reduce vol. Sell 0.003 BTC (~$223) to fund hedges or add to VOO.
Add VOO19.6%22-24%Increase diversified core. Use trim proceeds to buy 0.3-0.5 shares.
Hold Energy10.7%10-12%Keep while Hormuz crisis persists. Set trailing stop at -8%.
Hold China ADRs8.1%5-6%Trim BIDU by 0.5 shares (~$61) if it rallies to $135+. Hold BYDDY for now.

Effect: These moves would reduce portfolio beta from ~1.18 to ~1.05-1.08, lowering max drawdown in Scenario C from -40.3% to approximately -34-36%, while preserving upside through VOO broad market exposure.

Dry Powder Strategy ($350 Cash)

Do not deploy all at once. Use a tiered approach based on market levels:

TriggerDeployTargetRationale
S&P 500 hits 6,300 (-6%)$100VOOMild pullback entry. Dollar-cost average into core.
S&P 500 hits 5,800 (-13%)$125NVDA at ~$155 or GOOG at ~$260Quality tech on sale. These levels represent strong support.
S&P 500 hits 5,200 (-22%)$125Split: $75 VOO + $50 BTCFull bear entry. Historically optimal buying zone. Add risk assets.

If markets rally instead of pulling back, keep the cash. $350 (4.3% of portfolio) is a reasonable dry powder reserve during uncertain conditions.